Today all your duties with patience fulfill.
Today, while the birds sing, harbor no care;
Call life a good gift; call the world fair.
Today...work with a will;
Today...your duties fulfill.
Today...work while you may;
Prepare for tomorrow by working today.
Good grief. Haven't we done that enough?
"Americans are hunkering down and saving more. For a recession-battered economy, it couldn't be happening at a worse time.
Economists call it the "paradox of thrift." What's good for individuals - spending less, saving more - is bad for the economy when everyone does it.
On Friday, the government reported Americans' savings rate, as a percentage of after-tax incomes, rose to 2.9 percent in the last three months of 2008. That's up sharply from 1.2 percent in the third quarter and less than 1 percent a year ago." (Seattle PI, 2/1/09)
If, as a nation, we had been more careful would we have had the whole "America and the Terrible, Horrible, No Good, Very Bad Investment Day"? (Catchy title courtesy of a local radio station)
Compare that to this message from the Prophet:
"We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances. We urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt. . . . If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts."
—The First Presidency, All Is Safely Gathered In: Family Finances, Feb. 2007, 1
Here's to a new year, a new budget, and a new outlook!